- Find Your Home
- Design Your Dream
Before getting too far ahead with your plans to buy land and build, it makes sense to find out how much you can borrow. Without a pre-approval you can waste a lot of time and money designing your dream project, only to find that it is not even in the ballpark of what you can afford.
The specific requirements to obtain a loan change from time to time and vary among lenders. However, all lenders look at the same three factors: your credit score (FICO), your income-to-debt ratio, and how much equity you will be putting into your new home. The higher your credit score and down payment the greater your chances are for approval.
There are so many lenders in the area to choose from, it can be overwhelming. Lucky for you, we’ve made it super simple to get in touch with our preferred lenders.
Please fill out the form below to get pre-approved and we’ll be in touch with you on the next steps…